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The Centre responded to the FCA’s consultation on proposals for dealing with persistent debt in the credit card market. We argued that the nature of the problems identified by the FCA’s comprehensive analysis of the credit card market means that more »

The FCA’s asset management market study is one of the regulator’s most important current initiatives. The asset management industry is critically important to millions of UK households who are saving for the future or for retirement. Asset management is also more »

Despite years of regulatory reform, there is a long way to go before we can say UK financial markets work well enough to meet the needs of UK households, the real economy and wider society. The scale of the task more »

Just in time for Christmas, last week saw the launch of the Wee Glasgow Loan (www.weeglasgowloan.scot), a new short-term loan product offered by Pollok Credit Union that looks to provide a fair and more affordable alternative for the 100,000 Glaswegians more »

NEST – Evolving for the future The Financial Inclusion Centre has responded to the DWP’s call for evidence on the evolution of NEST. We are big supporters of NEST as a good example of how collective provision can introduce real value more »

‘Brexit’ could have serious implications for consumer protection and how financial markets are regulated in the UK. How much UK consumer legislation and regulation is affected will depend on which form Brexit takes, which could range from ‘Brexit-lite’ to a more »

The Financial Inclusion Centre today publishes its Policy and Risk Outlook which identifies nearly 30 major policy issues and risks which need to be addressed if financial markets are to work for society. The resilience, efficiency and conduct of the more »

Today (14th July 2016), The Financial Inclusion Centre publishes a pamphlet calling for the creation of a Renters and Leaseholders Protection Agency (RLPA) to protect renters and leaseholders from unfair, abusive practices and to help raise the quality of homes more »

Today, The Financial Inclusion Centre and partners published a new report, Britain’s debt, how much is too much?, commissioned by the ACCA. The report examines household financial resilience, its links with household income, credit use and overindebtedness with a focus more »

Today, The Financial Inclusion Centre publishes a new report into the Rent to Own (RTO) sector. Over 400,000 households, almost exclusively on low incomes and reliant to some degree on benefits, take out expensive credit to spread the cost of purchasing more »