This contains the Centre’s response to the discussion paper issued by HM Treasury, the Financial Services Authority, and the Bank of England on reforming the deposit protection scheme in light of the Northern Rock scandal.
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- Our Work
- Financial hardship and economic vulnerability in England
- Home Improvement Finance Schemes – Financial Inclusion Centre working with local government
- New research shows deduction lending adds up for low income borrowers and lenders
- Publications
- An Insight into Credit Union Membership
- Brexit and the Regions
- Consumer Protection in the Private Rented Sector
- Covid-19 Briefing – Protecting Renters
- Dealing with the immediate and long term financial impacts of Covid19
- Fintech – beware of ‘geeks’ bearing gifts?
- Local Welfare Assistance (LWA) Schemes – developing an evaluation proposition
- Policy and Risk Outlook
- Better and Brighter-Responsible Rent to Own Alternatives
- Can credit unions offer payday loan alternatives that are affordable and viable?
- Debt and The Family: Debt and Household Incomes
- Debt and the Family: Debt and the Generations
- London Social Housing Bond/ Housing Savings Bonds
- Renters and Leaseholders Protection Agency
- A Business Case
- A Financial Inclusion Manifesto
- Debt and The Family: Debt and The Regions
- The Real Cost of Christmas
- Britain’s debt, how much is too much
- Feast to Famine
- Money Mentors Schools Programme 2010
- Are banks and building societies playing fair?
- Does Debt Advice Pay? A Business Case for Social Landlords
- Payday Lending – fixing a broken market
- Reforming the Financial System
- Northern Ireland consumers pay more for insurance
- The Perfect Storm: The Credit Crunch hits home
- Debt and the Family Series
- Consultation responses
- Consultation on the English portion of Dormant Assets funding
- ESG ratings providers consultation
- FCA Call for Input on streamlining rules following the introduction of the Consumer Duty
- FCA Discussion Paper DP21-4 Sustainability Disclosure Requirements and Investment Labels
- FCA Financial Advice Market Review (FAMR)
- FCA Mission document consultation
- FCA temporary proposals for financial relief for customers affected by Coronavirus
- HM Treasury Regulation of Buy-Now, Pay-Later
- HM Treasury/ Financial Conduct Authority DP23/5 Advice Guidance Boundary Review
- Reforming the Consumer Credit Act 1974 – HM Treasury Consultation
- ESG ratings – DRWG voluntary Code of Conduct consultation
- FCA consultation on a pensions Value for Money Framework
- FCA’s Approach to Competition
- Financial Conduct Authority (FCA) consultation on a new Consumer Duty
- Financial Conduct Authority consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20
- HM Treasury reform of Solvency II consultation
- Reforming Financial Markets Consultation
- The FCA’s new Consumer Duty proposals
- Ensuring access to a basic bank
- FCA consultation on overdrafts and high cost, short term credit
- FCA High Cost Credit Review
- A Review of Retail Distribution
- Banking Reform – Protecting Consumers
- Getting Workforces Savings-Payroll Savings with Credit Unions
- Financial markets, climate change, economic and social utility
- FCA Discussion Paper DP23/1 Finance for positive sustainable change: governance, incentives, and competence in regulated firms
- Financial Conduct Authority consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20
- HM Government: Update to the Green Finance Strategy – Call for Evidence
- Podcasts: The Devil is in the policy detail – will financial regulation align financial market behaviours with climate goals?
- Podcast: The Devil is in the policy detail – setting the scene
- Podcast: The Devil is in the policy detail – the role of ‘conduct’ regulation
- Podcast: The Devil is in the policy detail – the role of Parliament, government, The Bank of England, and Prudential Regulation Authority (PRA)
- Podcast: The Devil is in the policy detail – the role of disclosure and reporting, standards setting bodies, and audit and accountancy professions
- Podcast: The Devil is in the policy detail-the role of intermediaries in greening the financial system
- Podcast: The Devil is in the policy detail-the role of data and data assurance in greening the financial system
- Preventing social impact washing
- Submission to HM Treasury Review of Solvency II consultation
- The Devil is the policy detail – will financial regulation support a move to a net zero financial system?
- Time for Action – Greening the Financial System
- An Economic and Social Audit of the City
- ESG ratings – DRWG voluntary Code of Conduct consultation
- Essay – Financial policymakers and regulators should rethink their role in preventing climate catastrophe
- HM Treasury ESG ratings providers consultation
- Social Impact Finance
- Financial regulation in the UK
- AI in financial markets and services
- Essay – claims about ‘regulatory burdens’ need de-bunking
- Essay – Rethinking consumer policy theory
- FCA consultation – A New Consumer Duty
- FCA consultation on a pensions Value for Money Framework
- FCA’s ‘naming and shaming’ consultation
- Financial vulnerability and rights
- Fintech – beware of geeks bearing gifts?
- HM Treasury consultation – Reforming the Consumer Credit Act 1974
- Essay – why have we made so little progress on financial inclusion?
- HM Treasury Financial Services Regulation: Measuring Success, Call for Proposals
- The Industry and Regulators Committee Inquiry into UK regulators
- FCA Financial Advice Market Review (FAMR)
- FCA ‘Mission’ document consultation
- A Financial Inclusion Manifesto
- FCA Approach to Competition
The Financial Inclusion Centre
A not-for-profit company limited by guarantee.
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Business address: Second Floor, 113-115 Fonthill Rd, London N4 3HH
- Registered office: 19 Albion Road, London, N16 9PG Company Registration no: 6272007
- Tel: 0207 391 4586, www.inclusioncentre.org.uk