The Financial Inclusion Centre
Financial markets that work for society
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  • About
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    • Our Values
    • Our Approach
    • Our People
      • Gordon Bell
      • Graham Brough
      • Marlene Sheils OBE
      • Matt Earnshaw
      • Mick McAteer
      • Gareth Evans
      • Professor Nigel Waite
      • John Crosthwait
      • Professor Robin Jarvis
      • Debbie Harrison
      • Malcolm Hurlston CBE
      • James Cornford
    • Funding
    • Contact
  • Our Services
  • Our Work
    • Financial hardship and economic vulnerability in England
    • New research shows deduction lending adds up for low income borrowers and lenders
    • Publications
      • An Insight into Credit Union Membership
      • Brexit and the Regions
      • Consumer Protection in the Private Rented Sector
      • Covid-19 Briefing – Protecting Renters
      • Dealing with the immediate and long term financial impacts of Covid19
      • Fintech – beware of ‘geeks’ bearing gifts?
      • Local Welfare Assistance (LWA) Schemes – developing an evaluation proposition
      • Policy and Risk Outlook
      • Better and Brighter-Responsible Rent to Own Alternatives
      • Can credit unions offer payday loan alternatives that are affordable and viable?
      • Debt and The Family: Debt and Household Incomes
      • Debt and the Family: Debt and the Generations
      • London Social Housing Bond/ Housing Savings Bonds
      • Renters and Leaseholders Protection Agency
      • A Business Case
      • A Financial Inclusion Manifesto
      • Debt and The Family: Debt and The Regions
      • The Real Cost of Christmas
      • Britain’s debt, how much is too much
      • Feast to Famine
      • Money Mentors Schools Programme 2010
      • Are banks and building societies playing fair?
      • Does Debt Advice Pay? A Business Case for Social Landlords
      • Payday Lending – fixing a broken market
      • Reforming the Financial System
      • Northern Ireland consumers pay more for insurance
      • The Perfect Storm: The Credit Crunch hits home
      • Debt and the Family Series
    • Consultation responses
      • Consultation on the English portion of Dormant Assets funding
      • ESG ratings providers consultation
      • FCA Discussion Paper DP21-4 Sustainability Disclosure Requirements and Investment Labels
      • FCA Financial Advice Market Review (FAMR)
      • FCA Mission document consultation
      • FCA temporary proposals for financial relief for customers affected by Coronavirus
      • Reforming the Consumer Credit Act 1974 – HM Treasury Consultation
      • ESG ratings – DRWG voluntary Code of Conduct consultation
      • FCA’s Approach to Competition
      • Financial Conduct Authority (FCA) consultation on a new Consumer Duty
      • Financial Conduct Authority consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20
      • HM Treasury reform of Solvency II consultation
      • Reforming Financial Markets Consultation
      • The FCA’s new Consumer Duty proposals
      • Ensuring access to a basic bank
      • FCA consultation on overdrafts and high cost, short term credit
      • FCA High Cost Credit Review
      • A Review of Retail Distribution
      • Banking Reform – Protecting Consumers
    • Getting Workforces Savings-Payroll Savings with Credit Unions
  • Financial markets, climate change, economic and social utility
    • FCA Discussion Paper DP23/1 Finance for positive sustainable change: governance, incentives, and competence in regulated firms
    • Financial Conduct Authority consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20
    • HM Government: Update to the Green Finance Strategy – Call for Evidence
    • Podcasts: The Devil is in the policy detail – will financial regulation align financial market behaviours with climate goals?
      • Podcast: The Devil is in the policy detail – setting the scene
      • Podcast: The Devil is in the policy detail – the role of ‘conduct’ regulation
      • Podcast: The Devil is in the policy detail – the role of Parliament, government, The Bank of England, and Prudential Regulation Authority (PRA)
      • Podcast: The Devil is in the policy detail – the role of disclosure and reporting, standards setting bodies, and audit and accountancy professions
      • Podcast: The Devil is in the policy detail-the role of intermediaries in greening the financial system
      • Podcast: The Devil is in the policy detail-the role of data and data assurance in greening the financial system
    • Preventing social impact washing
    • Submission to HM Treasury Review of Solvency II consultation
    • The Devil is the policy detail – will financial regulation support a move to a net zero financial system?
    • Time for Action – Greening the Financial System
    • An Economic and Social Audit of the City
    • ESG ratings – DRWG voluntary Code of Conduct consultation
    • Essay – Financial policymakers and regulators should rethink their role in preventing climate catastrophe
    • HM Treasury ESG ratings providers consultation
  • Financial regulation in the UK
    • Essay – claims about ‘regulatory burdens’ need de-bunking
    • Essay – Rethinking consumer policy theory
    • FCA consultation – A New Consumer Duty
    • Financial vulnerability and rights
    • HM Treasury consultation – Reforming the Consumer Credit Act 1974
    • HM Treasury Financial Services Regulation: Measuring Success, Call for Proposals
    • FCA Financial Advice Market Review (FAMR)
    • FCA ‘Mission’ document consultation
    • A Financial Inclusion Manifesto
    • FCA Approach to Competition

Our Work

  • Publications
  • Consultation Responses 
  • The Financial Inclusion Centre

    A not-for-profit company limited by guarantee.
  • Business address: Second Floor, 113-115 Fonthill Rd, London N4 3HH

  • Registered office: 19 Albion Road, London, N16 9PG Company Registration no: 6272007
  • Tel: 0207 391 4586, www.inclusioncentre.org.uk
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