The Financial Inclusion Centre
Financial markets that work for society
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Gordon Bell – an appreciation
Graham Brough
Marlene Sheils OBE
Matt Earnshaw
Mick McAteer
Gareth Evans
Professor Nigel Waite
John Crosthwait
Professor Robin Jarvis
Debbie Harrison
Malcolm Hurlston CBE
James Cornford
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Our Work
Financial hardship and economic vulnerability in England
Home Improvement Finance Schemes – Financial Inclusion Centre working with local government
New research shows deduction lending adds up for low income borrowers and lenders
Publications
An Insight into Credit Union Membership
Brexit and the Regions
Consumer Protection in the Private Rented Sector
Covid-19 Briefing – Protecting Renters
Dealing with the immediate and long term financial impacts of Covid19
Fintech – beware of ‘geeks’ bearing gifts?
Local Welfare Assistance (LWA) Schemes – developing an evaluation proposition
Policy and Risk Outlook
Better and Brighter-Responsible Rent to Own Alternatives
Can credit unions offer payday loan alternatives that are affordable and viable?
Debt and The Family: Debt and Household Incomes
Debt and the Family: Debt and the Generations
London Social Housing Bond/ Housing Savings Bonds
Renters and Leaseholders Protection Agency
A Business Case
A Financial Inclusion Manifesto
Debt and The Family: Debt and The Regions
The Real Cost of Christmas
Britain’s debt, how much is too much
Feast to Famine
Money Mentors Schools Programme 2010
Are banks and building societies playing fair?
Does Debt Advice Pay? A Business Case for Social Landlords
Payday Lending – fixing a broken market
Reforming the Financial System
Northern Ireland consumers pay more for insurance
The Perfect Storm: The Credit Crunch hits home
Debt and the Family Series
Consultation responses
Consultation on the English portion of Dormant Assets funding
ESG ratings providers consultation
FCA Call for Input on streamlining rules following the introduction of the Consumer Duty
FCA Discussion Paper DP21-4 Sustainability Disclosure Requirements and Investment Labels
FCA Financial Advice Market Review (FAMR)
FCA Mission document consultation
FCA temporary proposals for financial relief for customers affected by Coronavirus
HM Treasury Regulation of Buy-Now, Pay-Later
HM Treasury/ Financial Conduct Authority DP23/5 Advice Guidance Boundary Review
Reforming the Consumer Credit Act 1974 – HM Treasury Consultation
ESG ratings – DRWG voluntary Code of Conduct consultation
FCA consultation on a pensions Value for Money Framework
FCA’s Approach to Competition
Financial Conduct Authority (FCA) consultation on a new Consumer Duty
Financial Conduct Authority consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20
HM Treasury reform of Solvency II consultation
Reforming Financial Markets Consultation
The FCA’s new Consumer Duty proposals
Ensuring access to a basic bank
FCA consultation on overdrafts and high cost, short term credit
FCA High Cost Credit Review
A Review of Retail Distribution
Banking Reform – Protecting Consumers
Getting Workforces Savings-Payroll Savings with Credit Unions
Financial markets, climate change, economic and social utility
FCA Discussion Paper DP23/1 Finance for positive sustainable change: governance, incentives, and competence in regulated firms
Financial Conduct Authority consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20
HM Government: Update to the Green Finance Strategy – Call for Evidence
Podcasts: The Devil is in the policy detail – will financial regulation align financial market behaviours with climate goals?
Podcast: The Devil is in the policy detail – setting the scene
Podcast: The Devil is in the policy detail – the role of ‘conduct’ regulation
Podcast: The Devil is in the policy detail – the role of Parliament, government, The Bank of England, and Prudential Regulation Authority (PRA)
Podcast: The Devil is in the policy detail – the role of disclosure and reporting, standards setting bodies, and audit and accountancy professions
Podcast: The Devil is in the policy detail-the role of intermediaries in greening the financial system
Podcast: The Devil is in the policy detail-the role of data and data assurance in greening the financial system
Preventing social impact washing
Submission to HM Treasury Review of Solvency II consultation
The Devil is the policy detail – will financial regulation support a move to a net zero financial system?
Time for Action – Greening the Financial System
An Economic and Social Audit of the City
ESG ratings – DRWG voluntary Code of Conduct consultation
Essay – Financial policymakers and regulators should rethink their role in preventing climate catastrophe
HM Treasury ESG ratings providers consultation
Social Impact Finance
Financial regulation in the UK
AI in financial markets and services
Essay – claims about ‘regulatory burdens’ need de-bunking
Essay – Rethinking consumer policy theory
FCA consultation – A New Consumer Duty
FCA consultation on a pensions Value for Money Framework
FCA’s ‘naming and shaming’ consultation
Financial vulnerability and rights
Fintech – beware of geeks bearing gifts?
HM Treasury consultation – Reforming the Consumer Credit Act 1974
Essay – why have we made so little progress on financial inclusion?
HM Treasury Financial Services Regulation: Measuring Success, Call for Proposals
The Industry and Regulators Committee Inquiry into UK regulators
FCA Financial Advice Market Review (FAMR)
FCA ‘Mission’ document consultation
A Financial Inclusion Manifesto
FCA Approach to Competition
Our Work
Publications
Consultation Responses
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