The Financial Inclusion Centre
Financial markets that work for society
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  • About
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    • Our People
      • Gordon Bell – an appreciation
      • Graham Brough
      • Marlene Sheils OBE
      • Matt Earnshaw
      • Mick McAteer
      • Gareth Evans
      • Professor Nigel Waite
      • John Crosthwait
      • Professor Robin Jarvis
      • Malcolm Hurlston CBE
      • James Cornford-an appreciation
    • Funding
    • Privacy policy
  • The Financial Inclusion Centre
    • Financial hardship and economic vulnerability in England
    • Home Improvement Finance Schemes – Financial Inclusion Centre working with local government
    • New research shows deduction lending adds up for low income borrowers and lenders
    • Publications
      • An Insight into Credit Union Membership
      • Brexit and the Regions
      • Consumer Protection in the Private Rented Sector
      • Covid-19 Briefing – Protecting Renters
      • Dealing with the immediate and long term financial impacts of Covid19
      • Fintech – beware of ‘geeks’ bearing gifts?
      • Local Welfare Assistance (LWA) Schemes – developing an evaluation proposition
      • Policy and Risk Outlook
      • Better and Brighter-Responsible Rent to Own Alternatives
      • Can credit unions offer payday loan alternatives that are affordable and viable?
      • Debt and The Family: Debt and Household Incomes
      • Debt and the Family: Debt and the Generations
      • London Social Housing Bond/ Housing Savings Bonds
      • Renters and Leaseholders Protection Agency
      • A Business Case
      • Debt and The Family: Debt and The Regions
      • The Real Cost of Christmas
      • Britain’s debt, how much is too much
      • Feast to Famine
      • Money Mentors Schools Programme 2010
      • Are banks and building societies playing fair?
      • Does Debt Advice Pay? A Business Case for Social Landlords
      • Payday Lending – fixing a broken market
      • Reforming the Financial System
      • Northern Ireland consumers pay more for insurance
      • The Perfect Storm: The Credit Crunch hits home
      • Debt and the Family Series
    • Getting Workforces Saving-Payroll Savings with Credit Unions
  • The Financial Inclusion and Markets Centre
    • Consultation responses and inquiry submissions
      • Consultation on the English portion of Dormant Assets funding
      • ESG ratings providers consultation
      • FCA Call for Input on streamlining rules following the introduction of the Consumer Duty
      • FCA Discussion Paper DP21-4 Sustainability Disclosure Requirements and Investment Labels
      • FCA Financial Advice Market Review (FAMR)
      • FCA Mission document consultation
      • FCA temporary proposals for financial relief for customers affected by Coronavirus
      • HM Treasury Financial Services Growth & Competitiveness Strategy
      • HM Treasury Regulation of Buy-Now, Pay-Later
      • HM Treasury/ Financial Conduct Authority DP23/5 Advice Guidance Boundary Review
      • Reforming the Consumer Credit Act 1974 – HM Treasury Consultation
      • Consumer Composite Investments FCA consultation
      • ESG ratings – DRWG voluntary Code of Conduct consultation
      • FCA Advice/Guidance Boundary Review CP24/27
      • FCA consultation CP25-17 on ‘targeted support’
      • FCA consultation CP25/17 on ‘targeted support’
      • FCA consultation CP26/15 CONC 3: Reviewing the financial promotions rules for consumer credit
      • FCA consultation on a pensions Value for Money Framework
      • FCA consultation on buy now, pay later (BNPL) CP25-23
      • FCA’s Approach to Competition
      • FCA/TPR Consultation CP26/1 The Value for Money Framework: Response to consultation, further consultation and discussion paper
      • Financial Conduct Authority (FCA) Consultation CP26/7 Credit Information Market Study Proposed Approach To Implementing FCA Remedies
      • Financial Conduct Authority (FCA) consultation on a new Consumer Duty
      • Financial Conduct Authority (FCA) Consultation Paper CP26/10 Simplifying the Pensions & Investment Advice Rules
      • Financial Conduct Authority (FCA)/ The Pensions Regulator (TPR) Consultation CP26/1** The Value for Money Framework: Response to consultation, further consultation and discussion paper
      • Financial Conduct Authority consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20
      • FOS/FCA consultation CP26/9** Modernising the Redress System
      • HM Treasury Consumer Credit Act Reform – Phase 1 Consultation
      • HM Treasury reform of Solvency II consultation
      • Public Accounts Committee Inquiry: the use of private finance in infrastructure
      • Public Accounts Committee Inquiry: use of private finance for infrastructure
      • Reforming Financial Markets Consultation
      • The FCA’s new Consumer Duty proposals
      • The Pensions Regulator (TPR) Corporate Strategy 2026-31 consultation
      • Consultations on reforming the redress regime and FOS
      • Ensuring access to a basic bank
      • FCA consultation on overdrafts and high cost, short term credit
      • FCA High Cost Credit Review
      • A Review of Retail Distribution
      • Banking Reform – Protecting Consumers
    • Financial markets, climate change, economic and social utility
      • FCA Discussion Paper DP23/1 Finance for positive sustainable change: governance, incentives, and competence in regulated firms
      • Financial Conduct Authority consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20
      • HM Government: Update to the Green Finance Strategy – Call for Evidence
      • Podcasts: The Devil is in the policy detail – will financial regulation align financial market behaviours with climate goals?
        • Podcast: The Devil is in the policy detail – setting the scene
        • Podcast: The Devil is in the policy detail – the role of ‘conduct’ regulation
        • Podcast: The Devil is in the policy detail – the role of Parliament, government, The Bank of England, and Prudential Regulation Authority (PRA)
        • Podcast: The Devil is in the policy detail – the role of disclosure and reporting, standards setting bodies, and audit and accountancy professions
        • Podcast: The Devil is in the policy detail-the role of intermediaries in greening the financial system
        • Podcast: The Devil is in the policy detail-the role of data and data assurance in greening the financial system
      • Preventing social impact washing
      • Shedding light on finance and the financial regulators
      • Submission to HM Treasury Review of Solvency II consultation
      • The Devil is the policy detail – will financial regulation support a move to a net zero financial system?
      • Time for Action – Greening the Financial System
      • An Economic and Social Audit of the City
      • ESG ratings – DRWG voluntary Code of Conduct consultation
      • Essay – Financial policymakers and regulators should rethink their role in preventing climate catastrophe
      • HM Treasury ESG ratings providers consultation
      • Social Impact Finance
      • The National Financial Inclusion Strategy: fix broken markets, turn ideas into action
    • Financial regulation in the UK
      • AI in financial markets and services
      • Essay – claims about ‘regulatory burdens’ need de-bunking
      • Essay – Rethinking consumer policy theory
      • FCA consultation – A New Consumer Duty
      • FCA consultation on a pensions Value for Money Framework
      • FCA’s ‘naming and shaming’ consultation
      • Financial vulnerability and rights
      • Fintech – beware of geeks bearing gifts?
      • HM Treasury consultation – Reforming the Consumer Credit Act 1974
      • Essay – why have we made so little progress on financial inclusion?
      • HM Treasury Financial Services Regulation: Measuring Success, Call for Proposals
      • The Industry and Regulators Committee Inquiry into UK regulators
      • FCA Financial Advice Market Review (FAMR)
      • FCA ‘Mission’ document consultation
      • A Financial Inclusion Manifesto
      • FCA Approach to Competition

Our People

The Centre’s team

Mick McAteer

Gareth Evans

Matt Earnshaw

Nigel Waite

John Crosthwait

Robin Jarvis

Trustees/ advisers

Malcolm Hurlston

Marlene Sheils

Graham Brough

Founders

Delroy Corinaldi

James Cornford

Appreciation

Gordon Bell

  • The Financial Inclusion Centre

    A not-for-profit company limited by guarantee.
  • Business address: The Trampery Old Street, 239 Old Street, London EC1V 9EY

  • Registered office: 19 Albion Road, London, N16 9PG Company Registration no: 6272007
  • Tel: 0207 391 4586, www.inclusioncentre.org.uk
The Financial Inclusion Centre
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