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The Financial Inclusion and Markets Centre (FIMC) has submitted a response to the FCA’s important consultation on buy now, pay later (BNPL) lending. BNPL is a source of significant consumer detriment. We support much of what the FCA is proposing. … Continue reading →

The Financial Inclusion and Markets Centre (FIMC) has responded to the FCA consultation CP25/17 Supporting consumers’ pensions and investment decisions: proposals for targeted support. The response can be found here: FCA CP27/17 Targeted Support Financial Inclusion and Markets Centre Submission … Continue reading →

The Financial Inclusion and Markets Centre (FIMC) submitted evidence to The Committee of Public Accounts – often referred to as the Public Accounts Committee (PAC) – Inquiry into the Government’s use of private finance for infrastructure. The PAC has now published … Continue reading →

The Financial Inclusion and Markets Centre (FIMC)* has submitted a response to HM Treasury’s Phase 1 consultation on the reform of the Consumer Credit Act (CCA). The submission can be found here: HMT CCA phase 1 FIMC submission 0725 This … Continue reading →

The Financial Inclusion and Markets Centre (FIMC) has published a set of proposals to contribute to the Government’s National Financial Inclusion Strategy. The proposals are designed to protect vulnerable consumers and promote financial inclusion and resilience. The proposals can be … Continue reading →

The Financial Inclusion and Markets Centre (FIMC) has submitted a response to the FCA’s consultation on the advice/guidance boundary review. We fully support the FCA’s goals outlined in CP24/27 to ensure more consumers get the support they need to produce … Continue reading →

Financial Inclusion Centre has submitted a response to HM Treasury’s consultation on the regulation of buy now, pay later (BNPL) products. We very much welcome the Government’s decision to regulate BNPL and the determination to act quickly. Our submission can be … Continue reading →

The main financial regulator, the Financial Conduct Authority (FCA), is reviewing its Handbook of rules and guidance following the introduction of the flagship Consumer Duty initiative. The FCA invited comments on issues including: • which detailed rules or guidance could be … Continue reading →

The Financial Inclusion Centre has submitted a response to the Financial Conduct Authority (FCA) consultation CP24/16, The Value for Money Framework which has just closed. The summary of our response and full submission can be found here:  FCA consultation on … Continue reading →

The Financial Inclusion Centre today (10th April 2024) publishes a new report Making an impact or making a return? which evaluates the burgeoning social impact and sustainable finance sector and finds a significant risk of ‘impact washing’. The summary report … Continue reading →