Author Archives: admin

HM Treasury consultation on buy now, pay later (BNPL)

Financial Inclusion Centre has submitted a response to HM Treasury’s consultation on the regulation of buy now, pay later (BNPL) products. We very much welcome the Government’s decision to regulate BNPL and the determination to act quickly. Our submission can be more »

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FCA Call for Input on streamlining the regulatory rulebook

The main financial regulator, the Financial Conduct Authority (FCA), is reviewing its Handbook of rules and guidance following the introduction of the flagship Consumer Duty initiative. The FCA invited comments on issues including: • which detailed rules or guidance could be more »

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FCA consultation on a pensions Value for Money Framework

The Financial Inclusion Centre has submitted a response to the Financial Conduct Authority (FCA) consultation CP24/16, The Value for Money Framework which has just closed. The summary of our response and full submission can be found here:  FCA consultation on more »

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Social Impact Washing

The Financial Inclusion Centre today (10th April 2024) publishes a new report Making an impact or making a return? which evaluates the burgeoning social impact and sustainable finance sector and finds a significant risk of ‘impact washing’. The summary report more »

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HM Treasury/ Financial Conduct Authority DP23/5 Advice Guidance Boundary Review

The Financial Inclusion Centre has submitted a response to the discussion paper produced by HM Treasury (HMT) and the Financial Conduct Authority (FCA) on the Advice Guidance Boundary Review. Our submission can be found here: FIC response FCA DP 23-5 final more »

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Why have we made so little progress on financial inclusion and resilience?

The FCA’s Financial Lives Survey is a great research resource for researchers and campaigners working on financial inclusion and economic and social justice issues. There are some incredibly worrying findings in the reports. Financial Lives 2022: Key findings from the more »

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To achieve net zero, financial regulators must give protecting the environment equal status with protecting consumers and preventing financial crises

The Financial Inclusion Centre (FIC) has published a new report today entitled Time for action: the Devil is in the policy detail – Will financial regulation support a move to a net zero financial system?  It argues that greening the more »

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FCA’s consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20.

The Financial Inclusion Centre has submitted its response to the Financial Conduct Authority’s important consultation on Sustainability Disclosure Requirements (SDR) and Investment Labels CP22/20. Robust regulatory interventions are needed if we are to move to a net zero financial system. more »

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Financial hardship and economic vulnerability in England

We were pleased to see our financial vulnerability dashboard we developed for the Local Government Association (LGA) referenced in this new government guide on health and well being. See ‘Understanding local needs’ in this link Financial wellbeing: applying All Our more »

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Consultation on the English portion of dormant assets funding

The Financial Inclusion Centre has made a submmission to the Government’s consultation on the English portion of the Dormant Assets funding (for a description of the Dormant Assets Scheme, see below). So far over £800 million has been committed through the more »

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