Category Archives: Uncategorized

FIMC has responded to the FCA’s consultation on simplifying the disclosures made to consumers intended to help them understand the impact of costs on their investments. The response can be found here: FIMC submission FCA CP26-24 simplifying consumer investment disclosure … Continue reading →

Financial Inclusion and Markets Centre (FIMC) has submitted a response to the PRA’s proposals contained in CP8/26 on funded reinsurance and, specifically, in relation to bulk purchase annuities (BPA) used to transfer valuable defined benefit pension scheme commitments to poorly … Continue reading →

FIMC has submitted a response to the Access to Banking Services Review: Call for Evidence FIMC access to banking 160726 We were very pleased to see the Review set up as we consider accessible banking services should be treated as … Continue reading →

FIMC has submitted views on the Second Pensions Commission Interim Report. The submission can be found here: FIMC submission 2nd Pensions Commission 140726 We think the Interim Report provides a very comprehensive and forensic analysis of the challenges the UK … Continue reading →

FIMC has submitted a response to the Financial Conduct Authority (FCA) consultation on reviewing the financial promotions rules for consumer credit. The submission can be found here: FIMC FCA Fin Promotions CP26-15 0626 We cautioned against relying too much on … Continue reading →

Financial Inclusion and Markets Centre (FIMC) has responded to TPR’s consultation on its new five year Corporate Strategy. The submission can be found here: FIMC TPR Corporate Strategy 0626 FIMC supports TPR’s overall vision of people having a sustainable income … Continue reading →

Financial Inclusion and Markets Centre (FIMC) has recently submitted responses to a number of consultations from the Financial Conduct Authority (FCA, The Pensions Regulator (TPR), and Financial Ombudsman Service (FOS). The main ones are listed below. Financial Conduct Authority (FCA) … Continue reading →

The Financial Inclusion and Markets Centre (FIMC) has published its submission to the Financial Conduct Authority (FCA)/The Pensions Regulator (TPR) recent consultation on a new Value for Money Framework (VFM) for workplace pensions. The submission can be found here: FIMC … Continue reading →

The Financial Inclusion and Markets Centre (FIMC) has submitted a response to the FCA’s important consultation on buy now, pay later (BNPL) lending. BNPL is a source of significant consumer detriment. We support much of what the FCA is proposing. … Continue reading →

The Financial Inclusion and Markets Centre (FIMC) has responded to the FCA consultation CP25/17 Supporting consumers’ pensions and investment decisions: proposals for targeted support. The response can be found here: FCA CP27/17 Targeted Support Financial Inclusion and Markets Centre Submission … Continue reading →